Contact

Contact us

Get in touch for chit fund solutions and enquiries. The office is at Padinjaragadi on the Ponnani-Edappal Road, opposite the Indian Oil petrol pump, and we are there from 9 AM to 5 PM.

Send an enquiry

Tell us what you are saving for, or what you need money for, and how often money reaches you. Those two things decide almost everything else.

Our location

Visit us at Sudhinam Chits for chit fund solutions in Padinjaragadi, on the Ponnani-Edappal Road.

  • sudhinamchits@gmail.com
  • Padinjaragadi, Ponnani-Edappal Road, opposite the Indian Oil petrol pump, Palakkad District – 679552, Kerala, India
  • Open 9 AM to 5 PM. Written enquiries get a written reply.

If you are coming in

Four things worth doing before you commit

  • Ask for the chit agreement

    Not a summary — the document. Take it home and read the clauses on default, on tied bids and on what happens if a chit does not fill. Any chit company should expect this and hand it over without hesitation.

  • Ask which chits are open

    How many places remain, when the first auction falls, and what the instalment and term are. These change, which is exactly why this website does not print them.

  • Bring the instalment you are sure of

    The amount you could pay in a bad month, not an average one. It is the single most useful number to arrive with, and it settles the chit value quickly.

  • Ask what we earn

    The commission, how it is calculated and where it comes from. The answer is on the scheme page, and you should hear the same answer at the counter.

Getting in touch

What happens to your message

Who reads it?

We do. Enquiries are not passed to anybody else, not sold, and not used for marketing. If we cannot help you, we will say so rather than keep you in a list.

Is there a phone number?

Enquiries through this site are handled in writing, which gives you a record of what was said. If a conversation is the right next step, the reply will suggest one — or you can come to the office.

Do I need documents for a first enquiry?

No. A first enquiry needs nothing but a description of what you are trying to do. If you decide to join a chit, we will tell you the document list up front rather than in pieces.

Can I visit without an appointment?

Yes, between 9 AM and 5 PM. Writing first only helps because it means the right chit agreements are on the table when you arrive.

Where exactly are you?

Padinjaragadi, on the Ponnani-Edappal Road, directly opposite the Indian Oil petrol pump, Palakkad District – 679552, Kerala.

What do you do with my details?

They are used to answer the enquiry and to keep a record of the correspondence. The privacy policy sets out the purposes and how to ask us to delete the record.